{"id":5809,"date":"2017-01-10T01:41:36","date_gmt":"2017-01-10T00:41:36","guid":{"rendered":"https:\/\/123emprende.com\/blog\/index.php\/2017\/10\/01\/plan-de-financiacion\/"},"modified":"2023-10-27T16:03:58","modified_gmt":"2023-10-27T15:03:58","slug":"plan-de-financiacion","status":"publish","type":"post","link":"https:\/\/123emprende.com\/blog\/plan-de-financiacion\/","title":{"rendered":"Plan de financiaci\u00f3n"},"content":{"rendered":"<p>Los recursos financieros pueden venir de:&nbsp;<\/p>\n<ul>\n<li><strong>Recursos propios de la empresa: (Capital).<\/strong>Toda empresa genera unos recursos por las aportaciones de los propios accionistas o socios: capital social.\n<p>Los recursos propios se caracterizan por:<\/p>\n<ul>\n<li>Son recursos <strong>no exigibles por terceras personas<\/strong>. Su principal funci&oacute;n en la empresa es cubrir los contratiempos o imprevistos que puedan surgir.<\/li>\n<li>Tienen un <strong>coste variable<\/strong>, debido a que el mismo no puede determinarse a priori por las siguientes circunstancias:\n<ul>\n<li>El coste del capital propio depender&aacute; de las expectativas de riesgo de los accionistas.<\/li>\n<li>Las reservas y provisiones son fondos que sirven opcionalmente para cubrir riesgos de casos de insolvencias. As&iacute;, deberemos analizar su coste financiero en funci&oacute;n de una inversi&oacute;n alternativa.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Recursos aportados por terceros sin exigencia de devoluci&oacute;n (Subvenciones).<\/strong>Las subvenciones son fondos aportados por personas ajenas a la empresa y que no exigen devoluci&oacute;n. De esta forma, en el an&aacute;lisis financiero de una empresa deben incluirse dentro del apartado de fondos propios.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Recursos ajenos.<\/strong><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2968134586522390\"\n     crossorigin=\"anonymous\"><\/script><br \/>\nSon todos los fondos obtenidos por la empresa de terceras personas bajo compromiso de devoluci&oacute;n en fecha o fechas determinadas. La empresa se ve obligada a satisfacer a los prestatarios un inter&eacute;s, en concepto de remuneraci&oacute;n por el pr&eacute;stamo, m&aacute;s la prima de riesgo que el prestatario considere repercutir.<\/p>\n<p>Analizando los recursos ajenos desde una perspectiva temporal, se dividen en:<\/p>\n<ul>\n<li><strong>A largo y medio plazo<\/strong>, cuando la duraci&oacute;n es <strong>superior a 12 meses<\/strong>.Su finalidad es financiar las inversiones productivas de la empresa necesarias para el desarrollo de la actividad de explotaci&oacute;n.<\/li>\n<li><strong>A corto plazo<\/strong>, cuando la duraci&oacute;n es igual o <strong>inferior a 12 meses<\/strong>.Su finalidad es financiar la actividad de la empresa. Deben ser abonados con los ingresos producidos por la actividad de la empresa y ser consecuentes con el per&iacute;odo medio de maduraci&oacute;n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Los recursos financieros pueden venir de:&nbsp; Recursos propios de la empresa: (Capital).Toda empresa genera unos recursos por las aportaciones de los propios accionistas o socios: capital social. Los recursos propios se caracterizan por: Son recursos no exigibles por terceras personas. Su principal funci&oacute;n en la empresa es cubrir los contratiempos o imprevistos que puedan surgir. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-5809","post","type-post","status-publish","format-standard","hentry","category-123emprende"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Plan de financiaci\u00f3n - 123 Emprende<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/123emprende.com\/blog\/plan-de-financiacion\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plan de financiaci\u00f3n - 123 Emprende\" \/>\n<meta property=\"og:description\" content=\"Los recursos financieros pueden venir de:&nbsp; Recursos propios de la empresa: (Capital).Toda empresa genera unos recursos por las aportaciones de los propios accionistas o socios: capital social. 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